Digital asset access,
built for modern platforms.
Rampay provides structured fiat-to-crypto access infrastructure for digital platforms, coordinating payment access, customer verification, transaction controls, conversion and digital asset delivery within a defined transaction journey.
- Structured
- transaction journey
- Compliance-aware
- onboarding flow
- Flexible
- integration model
Transaction journey
On-ramp session
Fiat Payment
Payment initiated
Identity Verification
Verification completed
AML & Sanctions Screening
Applicable checks completed
Conversion
Transaction converted
Customer Wallet Delivery
Asset transfer confirmed
Session
rp_9f42a1
Status
Completed
Delivery
Customer wallet
Digital assets are transferred to the end user’s designated wallet following successful completion of the applicable transaction stages. Illustrative example. Not live transaction data.
The solution
A controlled path from fiat payment
to digital asset delivery
Rampay brings payment access, identity verification, financial crime controls and digital asset delivery into one structured transaction journey.
Fiat Payment Access
A structured payment entry point where users select an amount and available payment method, with transaction information presented before confirmation.
Identity Verification
Identity checks are incorporated into the transaction journey and may vary according to applicable requirements, customer profile and transaction characteristics.
AML & Sanctions Controls
Screening and risk-based controls support transaction review, escalation and decisioning throughout the transaction lifecycle.
Digital Asset Delivery
Following successful payment, verification, conversion and applicable controls, the selected digital asset is transferred to the end user’s designated wallet.
How it works
One structured session from payment to delivery
Choose amount
The user selects the desired fiat amount and reviews the transaction details.
Select asset
The available digital asset and applicable network are selected.
Verify identity
Required identity and eligibility checks are completed according to the transaction journey.
Complete payment
The payment is submitted and the transaction proceeds through the applicable controls.
Receive Digital Assets
Following successful payment, conversion and completion of the applicable checks, the selected digital asset is transferred to the user’s designated wallet.
The integrating business does not receive or hold the end user’s digital asset as part of this transaction journey.
See the full transaction journeyWhy Rampay
Infrastructure quality.
Product simplicity.
Structured Session Model
Payment, verification, controls and delivery are coordinated within a defined transaction lifecycle.
Embedded Integration
Designed to support digital platforms through structured hosted or embedded user journeys.
Risk-Based Onboarding
Verification and review requirements can reflect customer and transaction characteristics.
Clear Transaction States
Defined transaction stages create greater operational visibility throughout the journey.
Customer Wallet Delivery
Digital asset delivery follows successful completion of the applicable transaction stages, with the asset transferred to the end user’s designated wallet.
Operational Visibility
Structured transaction references and status information support tracking and downstream operations.
For businesses
Built for structured integration
Rampay is designed around a defined session model, clear transaction states and predictable integration points, giving digital platforms a structured framework for fiat-to-crypto access.
- Session-based transaction model
- Defined transaction lifecycle
- External transaction references
- Clear status architecture
- Hosted or embedded journey design
- Scalable integration framework
Illustrative API request
POST /v1/onramp/sessions
{
"fiat_amount": "250.00",
"fiat_currency": "EUR",
"asset": "<selected_asset>",
"network": "<selected_network>",
"destination_wallet": "<wallet_address>",
"external_reference": "usr_1042"
}
→ 201
{
"session_id": "rp_9f42a1",
"status": "created",
"next_action": "identity_verification"
}Architectural illustration only.
See the integration modelIntegration architecture
One journey.
Clear infrastructure.
The business or platform is the point of integration. Rampay coordinates the end-user customer journey across verification, payment processing, conversion and delivery, and the selected digital asset is transferred to the end user’s designated wallet.
Layer 1 — Partner onboarding (KYB)
Business / Platform
KYB & Ownership
Business Model Review
Jurisdiction & Eligibility Review
Integration Review
Production Eligibility
KYB applies to the integrating business or platform. It is separate from the KYC requirements that may apply to the individual end user completing a fiat-to-digital-asset transaction. Business onboarding precedes any production transaction journey. Steps are illustrative, are not necessarily automated, and production access is subject to successful completion of applicable onboarding, eligibility and integration requirements.
Layer 2 — End-user transaction journey (KYC)
01
Business / Platform
02
Rampay Integration Layer
03
Customer Verification
04
Payment Processing
05
Conversion
06
Customer Wallet Delivery
07
Status Event
Customer Wallet
End user’s designated destination
Layer 3 — Service infrastructure
Relevant service components may be provided by third-party service providers depending on jurisdiction and configuration.
Layer 4 — Control layer
Status / Webhook
Illustrative integration architecture. Transaction sequence, control application and requirements may vary by implementation, jurisdiction, customer profile and transaction characteristics. Relevant regulated service components may be performed by third-party service providers operating under their applicable regulatory permissions.
Security & compliance
Controls that sit inside the flow
Transaction journeys are designed around identity, screening, risk controls and monitoring so that control mechanisms remain integrated into the operational flow.
Customer Identity Verification
Identity verification forms part of the transaction journey and may vary according to applicable requirements and customer characteristics.
AML & Sanctions Screening
Screening mechanisms support the identification and review of relevant financial crime and sanctions risks.
Transaction Risk Controls
Risk-based rules and review mechanisms support transaction assessment and decisioning.
Transaction Monitoring
Transaction activity can be assessed and tracked throughout the transaction lifecycle.
Partner Onboarding / KYB
Business relationships are subject to structured onboarding and eligibility review before production integration.
Customer Wallet Delivery
Digital asset delivery occurs following successful completion of the required transaction stages, to the end user’s designated wallet.
Requirements and service availability may vary by jurisdiction, customer profile, transaction characteristics and integration configuration.
Product
Designed around transaction clarity
Guided Onboarding
Clear transaction states help users understand what is required at each stage.
Risk-Based Verification
Verification requirements can reflect customer, jurisdictional and transaction characteristics.
Transaction Transparency
Amounts, statuses and transaction outcomes are presented throughout the journey.
Structured Asset Delivery
Asset delivery follows successful completion of payment, verification and applicable controls.
Payment Access
A structured fiat entry point supports the transition into selected digital assets.
Embedded Experience
The transaction journey is designed to integrate naturally with digital platform experiences.
FAQ
Questions, answered clearly
Rampay is fiat-to-crypto access infrastructure designed for digital platforms. It provides a structured transaction journey combining fiat payment access, identity verification, risk controls, conversion and digital asset delivery.
Get in touch
Build a structured digital asset access journey
Tell us about your platform, markets and customer journey. Our team will review the requirements and discuss an appropriate integration approach.